For some years now, builders in Australia have not been required by law to carry home warranty cover when constructing multi-residential apartment complexes of more than three storeys in height where each storey has separate abodes.

As a ‘last resort’ form of insurance, this type of cover can only be accessed by owners in cases where the builder dies, disappears or becomes insolvent. The first port of call in the lawsuit is thus the builder and other building practitioners who may have contributed to the defect…