Natural disasters be they earthquakes, tsunamis or bush fires kill scores, sometimes thousands of people.

When disasters occur, they often expose the deficiencies in regulations. The Victorian bush fires in 2009 took the lives of 173 Victorians. The Christchurch earthquake in 2011 killed 185 New Zealanders. The roof collapse in a supermarket in Latvia that caused more than 50 deaths in 2013 was due to…